About Mortgage Connecxion Inc
Key City Lending is a specialized mortgage lender catering to a diverse range of borrowers, focusing on making homeownership accessible through both conventional and niche loan programs. Based out of Glen Ellyn, Illinois, the company extends its services across multiple states, including Arizona, California, Florida, and Texas, operating with NMLS# 1603131. They are particularly adept at assisting individuals with unique financial situations, distinguishing themselves through a robust portfolio of Non-QM products.
The lender offers a comprehensive suite of residential mortgage solutions, from traditional 15-year and 30-year fixed-rate and adjustable-rate mortgages to government-backed FHA and VA loans. Their unique strength lies in their specialized "Portfolio Products" designed for borrowers who may not fit conventional lending criteria. These include ITIN loans for foreign nationals, bank statement programs for self-employed individuals, asset depletion loans for high-net-worth clients, and even second-chance programs for those with recent bankruptcy or foreclosure. They also cater to investment property financing without traditional income verification.
Key City Lending emphasizes customer support and accessibility, offering online tools like application portals and calculators to assist borrowers. Their commitment to addressing a broad spectrum of financial needs, especially for underserved market segments, positions them as a valuable resource for aspiring homeowners and real estate investors looking for flexible and tailored lending solutions.
The lender offers a comprehensive suite of residential mortgage solutions, from traditional 15-year and 30-year fixed-rate and adjustable-rate mortgages to government-backed FHA and VA loans. Their unique strength lies in their specialized "Portfolio Products" designed for borrowers who may not fit conventional lending criteria. These include ITIN loans for foreign nationals, bank statement programs for self-employed individuals, asset depletion loans for high-net-worth clients, and even second-chance programs for those with recent bankruptcy or foreclosure. They also cater to investment property financing without traditional income verification.
Key City Lending emphasizes customer support and accessibility, offering online tools like application portals and calculators to assist borrowers. Their commitment to addressing a broad spectrum of financial needs, especially for underserved market segments, positions them as a valuable resource for aspiring homeowners and real estate investors looking for flexible and tailored lending solutions.
Company Information
Lender Type: Direct Lender
Headquarters: Glen Ellyn, IL
Licensed In
ILAZCATXFL
Certifications & Credentials
FHA ApprovedVA ApprovedLicensed by the California Department of Business OversightTX NMLS Registered Mortgage Company
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
30-Year Fixed Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
30 years
15-Year Fixed Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years
Adjustable Rate Mortgage
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Jumbo Loan
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)
5%
Min Down Payment
95%
Max LTV
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
VA Loan
Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
ITIN / Foreign National Program
Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
ITIN ProgramForeign National Program
Credit Tiers:
Fair (620-679)Good (680-739)
Second Chance Home Ownership Program
Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)Bad (<580)
Non-Warrantable Condominium Program
Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Condo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Asset Depletion Program
Loan Types:
Asset DepletionNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
RetiredInvestorBusiness Owner
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)
Bank Statement Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Fair (620-679)Good (680-739)
No Income Verified Assets (NIVA) Investment Only
Loan Types:
DSCRNon-QM
Rate Types:
Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
25%
Min Down Payment
75%
Max LTV
Contact Information
3200 Wilshire Blvd # 919
Los Angeles, CA 90010
US
Mailing Address:
999 North Main Suite 100A Glen Ellyn, IL 60137
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Business Information
Category: Mortgage Lender
Location: Los Angeles, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1603131
Profile Views: 10
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