Mortgage Lenders in Los Angeles, California

Connect with 59 trusted mortgage lenders serving Los Angeles and surrounding areas

59
Mortgage Lenders in Los Angeles
187
Total Mortgage Professionals
20
Listings With an NMLS ID

Top Mortgage Lenders in Los Angeles, California

Browse 59 local mortgage lenders who understand the Los Angeles market and can help you secure competitive mortgage rates and terms.

Mortgage Lenders in Los Angeles, CA by the numbers

Of the 36 mortgage lenders in Los Angeles, CA that publish their loan programs, 28 (78%) offer conventional loans, 23 (64%) offer FHA loans and 23 (64%) offer VA loans.

Conventional loans28 of 36 (78%)
FHA loans23 of 36 (64%)
VA loans23 of 36 (64%)
Jumbo loans17 of 36 (47%)
First-time buyer programs16 of 36 (44%)
Hard money and bridge loans13 of 36 (36%)
Non-QM loans12 of 36 (33%)
HELOCs and home equity loans12 of 36 (33%)
USDA loans11 of 36 (31%)
Construction loans10 of 36 (28%)
Reverse mortgages10 of 36 (28%)
Bank statement loans9 of 36 (25%)
  • 13
    advertise 3.5% down or less, including 9 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 7 lenders accept 580 or lower
  • 22 / 6
    licensed in one state only / licensed nationwide (of 32 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 36 of 59 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders in other California cities

All 809 mortgage lenders in California →

Why Choose Local Mortgage Lenders in Los Angeles?

Local Market Expertise

Los Angeles mortgage lenders have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to California. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage lenders means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage lenders often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Los Angeles market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage lender in Los Angeles?

Shortlist at least three mortgage lenders in Los Angeles, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in California, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage lender?

Ask about their experience in the Los Angeles market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Los Angeles mortgage lenders better than online lenders?

Local mortgage lenders offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Los Angeles Mortgage Lenders?

Get matched with the perfect mortgage lender from our network of 59 local professionals