About Pacific Trust Group
Pacific Trust Group Inc is a dedicated mortgage lender based in Los Angeles, California, committed to providing quality customer service and expert guidance in the residential lending industry. The firm offers a wide array of loan programs designed to meet diverse borrower needs, whether for purchase, refinance, or specialized financing.
The company prides itself on its comprehensive suite of loan products, including conventional, FHA, VA, USDA, jumbo, and a variety of Non-QM options like DSCR and Foreign National loans. Pacific Trust Group Inc emphasizes a personalized approach to the mortgage process, aiming to simplify complex financial decisions for homebuyers and real estate investors.
With a focus on leveraging technology to enhance the borrower experience, the company is actively exploring innovations like AI to streamline applications and improve insights. This blend of personalized service and technological advancement positions Pacific Trust Group Inc as a forward-thinking partner for those seeking home financing in the California market.
The company prides itself on its comprehensive suite of loan products, including conventional, FHA, VA, USDA, jumbo, and a variety of Non-QM options like DSCR and Foreign National loans. Pacific Trust Group Inc emphasizes a personalized approach to the mortgage process, aiming to simplify complex financial decisions for homebuyers and real estate investors.
With a focus on leveraging technology to enhance the borrower experience, the company is actively exploring innovations like AI to streamline applications and improve insights. This blend of personalized service and technological advancement positions Pacific Trust Group Inc as a forward-thinking partner for those seeking home financing in the California market.
Company Information
Lender Type: Direct Lender
Headquarters: Los Angeles, CA
Licensed In
CA
Certifications & Credentials
NMLS LicensedCA DRE Licensed
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Automated Underwriting
Home Loan Products
Construction Loan
Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
DSCR Loan
Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
FHA Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
3.5%
Min Down Payment
Foreign National Loan
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness OwnerInvestor
Income Verification:
Full DocumentationBank Statement
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Good (680-739)Fair (620-679)
Jumbo Loan
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Hard Money Loan
Loan Types:
Hard MoneyBridge
Rate Types:
Fixed Rate
Property Types:
Investment PropertySingle-Family Home
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
Non-QM Loan
Loan Types:
Non-QMBank StatementAsset DepletionInterest-OnlyPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionStated Income
Special Programs:
Bank Statement ProgramAsset Depletion ProgramSelf-Employed Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
Refinance Loan
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Reverse Mortgage Loan
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
Home Equity Loan
Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Commercial Loan Products
Commercial Loan
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
606 N Larchmont Blvd
Los Angeles, CA 90004
US
Mailing Address:
606 N Larchmont Blvd Suite, 4A Los Angeles, CA 90004
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Business Information
Category: Mortgage Lender
Location: Los Angeles, CA
Status: Standard
Type: Direct Lender
NMLS ID: 280563
Profile Views: 16
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