Vault Mortgage Group

Vault Mortgage Group has established itself as a premier mortgage banker, primarily based in California, with a strong reputation for trust, integrity, and exceptional client service. As a fast-growing, full-service operation, they are backed by their parent company, American Pacific Mortgage Corporation, contributing to their standing as one of the largest independent mortgage banking firms in the Western United States and ranked within the top 30 nationally.

The company is deeply committed to customer satisfaction, offering expert loan advice, strategic mortgage analysis, and transparent communication throughout the entire process. They focus on delivering competitive rates and fees, with a stated goal of closing most loans efficiently, often within 30 days or less, and purchase loans in as little as two weeks.

Vault Mortgage Group provides a variety of home loan options, including conventional, FHA, and VA refinance programs, with terms spanning 15 and 30 years fixed. They cater primarily to individuals seeking primary residences, facilitating both purchases with low down payment options and refinances up to 95% LTV. Their digital capabilities, such as online applications and e-signature features, streamline the lending experience for borrowers.