FindHomeLenders

Mortgage Lenders in California

809 mortgage lenders listed across 175 cities in California.

Mortgage Lenders in California by the numbers

Of the 441 mortgage lenders in California that publish their loan programs, 328 (74%) offer conventional loans, 280 (63%) offer VA loans and 279 (63%) offer FHA loans.

Conventional loans328 of 441 (74%)
VA loans280 of 441 (63%)
FHA loans279 of 441 (63%)
Jumbo loans222 of 441 (50%)
First-time buyer programs198 of 441 (45%)
USDA loans139 of 441 (32%)
Reverse mortgages137 of 441 (31%)
HELOCs and home equity loans112 of 441 (25%)
Non-QM loans104 of 441 (24%)
Renovation and 203(k) loans88 of 441 (20%)
Hard money and bridge loans73 of 441 (17%)
Down payment assistance71 of 441 (16%)
  • 131
    advertise 3.5% down or less, including 92 with a 0% down option (typically VA or USDA)
  • 350
    lowest advertised minimum credit score; 42 lenders accept 580 or lower
  • 195 / 35
    licensed in one state only / licensed nationwide (of 308 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 441 of 809 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in California

Featured mortgage lenders in California

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in California

Confirm the company is licensed in California on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.