Mortgage Direct

Mortgage Factory Inc., operating as Mortgages Direct, was founded by William Taylor in Houston, Texas, in 1992. The company prides itself on over three decades of successful operation through various economic cycles, reflecting a commitment to stability and client support. William Taylor emphasizes a philosophy rooted in family, kindness, and a genuine desire to help individuals achieve their homeownership goals.

As a direct lender, Mortgages Direct focuses on providing extremely competitive mortgage rates coupled with unsurpassed customer service. They offer transparent, accurate quotes with no hidden surprises at closing, aiming to build trust and confidence throughout the loan process. Their residential loan offerings cover a range of needs, including purchases, refinances, and cash-out refinances for single-family homes, townhouses, condos, and multi-family properties up to four units.

The lender is dedicated to serving a broad spectrum of borrowers, indicated by their acceptance of various credit histories from excellent to bad. They also facilitate loans for primary residences, second homes, and investment properties, tailoring solutions to diverse client requirements. This client-centric approach, combined with a strong track record and an A+ Better Business Bureau rating, underscores their reputation for quality and integrity in the Texas and Louisiana mortgage markets.