Mortgage Lending Associates

Mortgage Lender serving Dallas, TX

About Mortgage Lending Associates

Mortgage Lending Associates is a dedicated mortgage broker based in La Puente, California, committed to assisting individuals and families throughout the home financing process. The company prides itself on offering a personalized experience, working closely with clients to understand their unique financial situations and homeownership goals.

As a mortgage broker, Mortgage Lending Associates provides access to a diverse portfolio of loan products, including conventional, FHA, VA, USDA, and jumbo loans, as well as refinancing and home equity options. Their expertise allows them to navigate various lending programs, ensuring that even borrowers with specific needs, such as first-time homebuyers or those with lower credit scores, can find suitable financing solutions.

Their approach emphasizes education and transparency, aiming to empower clients with the knowledge needed to make informed decisions. By offering comprehensive support from application to closing, Mortgage Lending Associates strives to simplify the mortgage journey and help clients achieve their dreams of homeownership.

Company Information

Lender Type: Mortgage Broker
Headquarters: La Puente, CA

Licensed In

CA

Certifications & Credentials

Licensed by Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
5%
Min Down Payment
620
Min Credit Score

FHA Loan Program

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years20 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
0
640
Min Credit Score

Jumbo Loan Program

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
90%
Max LTV
700
Min Credit Score

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Home Equity Loan

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

5050 Quorum Dr Ste 700
Dallas, TX 75254
US
Mailing Address:
1624 N. Hacienda Blvd. La Puente, CA 91744

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Business Information

Category: Mortgage Lender
Location: Dallas, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 1742427
Profile Views: 11

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