Mortgage Management Consultants

Mortgage Lender serving Palmdale, CA

About Mortgage Management Consultants

MMC Lending is a full-service mortgage banking company celebrating over two decades of helping individuals and families achieve homeownership. Founded on a commitment to exceptional customer service, the company offers an extensive and diverse range of loan products across multiple states, ensuring a path to homeownership for various financial situations.

The lender distinguishes itself by offering specialized programs tailored to unique borrower needs, including robust VA loan services with potential 0% down options, comprehensive renovation loans like FHA 203k, and flexible Non-QM options for self-employed individuals or those with non-traditional income through bank statements and DSCR loans. Their Power Pass pre-approval, based on underwriter review, provides borrowers with significant leverage and confidence in the competitive housing market.

Headquartered in Palmdale, CA, MMC Lending combines its deep industry experience with a client-centric approach, guiding borrowers through every step of their home loan journey. With licenses in numerous states, they continue to focus on making the American Dream of homeownership accessible and manageable for a wide array of clients, including first-time homebuyers through various down payment assistance programs.

Company Information

Founded: 2004
Lender Type: Direct Lender
Headquarters: Palmdale, CA

Licensed In

ALAZCACOFLIDNMNVORTNTXUTWA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0

Renovation & Remodeling Loans

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired

Manufactured Home Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence

Down Payment Assistance Programs

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)
0

Non-QM Loan Options

Loan Types:
Non-QMBank StatementDSCRInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeInvestment PropertyMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
Bank Statement ProgramITIN ProgramSelf-Employed Program
Credit Tiers:
Fair (620-679)Poor (580-619)

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance
3.5%
Min Down Payment

Green Energy Home Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Energy Efficient Mortgage

Contact Information

Professional Licenses

NMLS ID: 150086
1650 Market St Ste H
Palmdale, CA 93551
US
Mailing Address:
1008 West Avenue M-4, Suite H, Palmdale, CA 93551

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Business Information

Category: Mortgage Lender
Location: Palmdale, CA
Status: Standard
Founded: 2004
Type: Direct Lender
NMLS ID: 150086
Profile Views: 2

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