Gabriella Godde California Mortgage Girl

Mortgage Lender serving Palmdale, CA

About Gabriella Godde California Mortgage Girl

Groves Capital Inc., through its associated mortgage advisors like Gabriella Godde, serves clients across California by providing a wide range of home loan solutions. With over 25 years of individual lending experience, their team specializes in guiding both first-time homebuyers and complex self-employed entrepreneurs through the mortgage process, ensuring informed decision-making.

The company distinguishes itself by offering comprehensive financing options, including niche products like Bank Statement loans, DSCR investment loans, and programs for ITIN and foreign national borrowers. They are committed to finding suitable loan options for unique financial situations, from traditional purchase and refinance mortgages to specialized alternative financing.

As a prominent mortgage company in California, Groves Capital Inc. emphasizes a consultative approach, helping customers navigate diverse scenarios such as down payment assistance, FHA, VA, and Jumbo loans. Their streamlined online application process aims to make securing home financing straightforward and efficient for various borrower profiles.

Company Information

Lender Type: Mortgage Broker
Headquarters: Palmdale, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

VA Mortgage Loans

Loan Types:
VARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score

FHA Home Loans

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
570
Min Credit Score

Conventional Purchase Loans

Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Mortgage Refinance & Cash-Out Options

Loan Types:
RefinanceCash-Out RefinanceHELOCHome Equity Loan
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Non-QM & Alternative Financing

Loan Types:
Non-QMBank StatementDSCRPortfolioInterest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramForeign National ProgramITIN ProgramAsset Depletion Program

Jumbo Loan Program

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgages

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Down Payment Assistance Programs

Loan Types:
ConventionalFHAVA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer

Buy Before You Sell Program

Loan Types:
Bridge
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

Contact Information

Professional Licenses

NMLS ID: 1678775
2204 W Ave M12
Palmdale, CA 93551
US
Mailing Address:
2204 W Avenue M-12, Palmdale, CA, United States

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Business Information

Category: Mortgage Lender
Location: Palmdale, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1678775
Profile Views: 2

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