Nation Wholesale Lending

Mortgage Broker serving Roseville, CA

About Nation Wholesale Lending

Nation Wholesale Lending, based in the greater Sacramento area, operates as a dedicated mortgage broker focused on simplifying the complex lending process for its clients. Their mission, "Making Lending Easy," underpins a personalized and consultative approach that prioritizes client goals and fosters long-term relationships, evident in their high rate of returning customers and referrals.

As a mortgage broker, Nation Wholesale Lending works diligently on behalf of borrowers, navigating a competitive landscape of retail lenders to secure the most advantageous rates, terms, and overall value. They offer a comprehensive suite of residential loan programs, including popular FHA, Conventional, VA, and USDA loans, as well as specialized options like Jumbo mortgages, FHA Streamline refinances, and Reverse Mortgages.

The company emphasizes transparency, knowledge, and patient customer support throughout the entire loan application and closing process, from initial pre-qualification to funding. Testimonials highlight their team's responsiveness, detail-orientation, and ability to alleviate borrower anxiety, ensuring a smooth and efficient journey to homeownership or refinancing.

Company Information

Lender Type: Mortgage Broker
Headquarters: Sacramento, CA

Licensed In

CA

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload

Home Loan Products

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Energy Efficient MortgageFirst-Time HomebuyerDown Payment Assistance
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
96.5%
Max LTV
580
Min Credit Score

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years

FHA Streamline Refinance

Loan Types:
RefinanceFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV

USDA Loan

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
620
Min Credit Score

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

CalHFA Loan Program

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
30 years

Contact Information

1677 Eureka Rd #201
Roseville, CA 95661
US

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Business Information

Category: Mortgage Broker
Location: Roseville, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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