Network Independent Mortgage Brokers

Mortgage Broker serving Fairfield, CA

About Network Independent Mortgage Brokers

Network Independent Mortgage Brokers, operating as Nimb Loan, has been serving the Bay Area and California for over 30 years, offering expertise in home financing. They pride themselves on providing great rates and creative solutions tailored to each client's unique needs. The firm emphasizes a client-focused approach, aiming to find the best loan options, whether FHA, Jumbo, or something in between.

With a foundation built on decades of experience, Nimb Loan navigates the ever-changing mortgage landscape to provide optimal solutions. Their primary goal is to secure the most competitive rates, accessing multiple loan options and investors to ensure a personalized match, rather than pushing a single loan type. From document gathering to loan signing, they offer consistent support and education.

Nimb Loan is committed to providing solid information and answering questions throughout the entire loan process. They work to ensure clients are well-informed and confident in their decisions, emphasizing the importance of finding the right loan to achieve their goals, be it retirement planning, property flipping, or renting.

Company Information

Lender Type: Mortgage Broker

Licensed In

CA

Digital Capabilities

Online Application

Home Loan Products

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
30%
Min Down Payment
780
Min Credit Score

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment

Down Payment Assistance Programs

Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
100%
Max LTV

FHA 203(H) Disaster Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV

FHA 203k Loan

Loan Types:
FHARefinanceConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
580
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Single Close Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

Reverse Mortgage Options

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

HELOC Options

Loan Types:
HELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

Commercial Loan Products

SBA Office and Wearhouse Financing

Loan Types:
SBA 7(a)SBA 504
Property Types:
OfficeIndustrial/Warehouse

Contact Information

1300 Oliver Rd #140
Fairfield, CA 94534
US

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Business Information

Category: Mortgage Broker
Location: Fairfield, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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