New American Funding - James McKibban

Equity Cap Lending is a private money lender specializing in short-term, DSCR (Debt Service Coverage Ratio) loans for investment properties. They cater to real estate investors looking for financing solutions for rental properties.

Equity Cap Lending appears to focus specifically on DSCR loans, basing loan eligibility on the property's cash flow rather than the borrower's personal income. This can be advantageous for self-employed individuals or those with complex income situations.

While specific details are limited on the website, Equity Cap Lending aims to provide efficient and flexible financing for real estate investors. Their emphasis on DSCR loans suggests a niche focus within the private lending market.