NorCal Mortgage

Mortgage Lender serving Modesto, CA

About NorCal Mortgage

NorCal Mortgage is a mortgage brokerage serving the Modesto, California area. With an experienced team of brokers, they aim to make the mortgage process easier for clients, whether they are purchasing a home or refinancing their current mortgage.

The company emphasizes providing rate comparisons to ensure clients find the best possible plan for their homeownership strategy. They also offer fast funding options and property evaluations to give clients better access to their options. NorCal Mortgage aims to provide customized digital quotes and a streamlined online loan application and approval process.

NorCal Mortgage provides tools such as pre-approval letters and refinance analysis to help clients make informed decisions. They offer services for both home purchases and refinancing, with a focus on securing favorable terms and rates.

Company Information

Lender Type: Mortgage Broker
Headquarters: Modesto, CA

Licensed In

CA

Digital Capabilities

Online Application

Home Loan Products

Home Purchase Loans

Loan Types:
FHAVAJumboUSDAConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
FHA 203k
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Refinance Rates

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

Professional Licenses

NMLS ID: 1629802
1127 13th St A
Modesto, CA 95354
US
Mailing Address:
1127 13TH ST, Suite A Modesto, CA 95354

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Business Information

Category: Mortgage Lender
Location: Modesto, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1629802
Profile Views: 17

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