Northpoint Mortgage of Atlanta

Mortgage Lender serving Atlanta, GA

About Northpoint Mortgage of Atlanta

Northpoint Mortgage is a dedicated direct lender primarily serving the Atlanta, Georgia metropolitan area, assisting individuals and families with their home financing needs. The company focuses on making homeownership accessible in one of the fastest-growing and most affordable major U.S. cities, guiding buyers from initial prequalification through to the final closing.

Northpoint Mortgage offers a comprehensive suite of residential mortgage products, including conventional, FHA, VA, USDA, Jumbo, and renovation loans. A key specialization is their Reverse Mortgage program, specifically designed for seniors to convert home equity into cash, providing financial independence without requiring monthly mortgage payments. They also offer both fixed-rate and adjustable-rate mortgage options to accommodate diverse financial strategies and borrower preferences.

The lender is committed to simplifying the home loan process, aiming to alleviate complexities so borrowers can focus on finding their ideal home. With a strong emphasis on local expertise and accessible contact options, Northpoint Mortgage positions itself as a trusted partner for homeowners throughout the Atlanta region.

Company Information

Lender Type: Direct Lender
Headquarters: Atlanta, GA

Licensed In

GA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application

Home Loan Products

Reverse Mortgage (HECM)

Loan Types:
Reverse MortgageFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Condo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Asset Depletion

Adjustable-Rate Mortgage (ARM)

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation

Fixed-Rate Mortgage

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
No PMI Program
Available Terms:
10 years15 years20 years25 years30 years
80%
Max LTV

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation

Refinance Loan

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation

Renovation Loan

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan

USDA Loan

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Contact Information

245 North Highland Avenue Northeast Suite 120
Atlanta, GA 30307
US

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Business Information

Category: Mortgage Lender
Location: Atlanta, GA
Status: Standard
Type: Direct Lender
Profile Views: 0

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