NorthStar Funding

NorthStar Funding is a dedicated direct mortgage lender specializing in a wide array of residential loan products designed to meet diverse borrower needs. The company distinguishes itself through its focus on flexible underwriting and niche programs, including specialized options for non-citizens with ITINs, alongside traditional FHA and VA offerings. They are committed to simplifying the homeownership and refinancing process.

Their portfolio features unique solutions such as loans for properties with unpermitted additions and programs that allow for high LTV ratios, like the Freddie Mac Open Access Program at 125% LTV. NorthStar Funding also caters to a broad spectrum of credit profiles, actively working with individuals who may have less-than-perfect credit, particularly through their FHA refinance options.

With an emphasis on quick closings and personalized assistance from mortgage loan specialists, NorthStar Funding aims to provide efficient and tailored financing solutions. Their flexible income verification methods, including bank statements and various tax documents, underscore their commitment to serving self-employed individuals and those with non-traditional income streams.