Noso Funding LLC

Mortgage Broker serving Charlotte, NC

About Noso Funding LLC

Noso Funding operates as a mortgage broker primarily serving North Carolina, South Carolina, and Georgia. Led by Ricky Young, the company focuses on providing a streamlined, client-centric home loan experience. They emphasize fast, customized digital rate quotes and a completely online application process, aiming to simplify the path to homeownership or refinancing for their clients.

The firm offers a comprehensive suite of residential mortgage solutions, including traditional fixed and adjustable-rate mortgages, government-backed options like FHA, VA, and USDA loans, as well as specialized programs such as FHA 203k and VA construction loans. Noso Funding also caters to niche markets with non-QM products, including bank statement loans, stated income, and no-income verification options, making them a resource for self-employed individuals and those with non-traditional income.

Noso Funding leverages various online tools, including payment calculators, pre-approval letter generation, and refinance analysis, to empower borrowers with knowledge and guide them through the loan selection process. Their commitment is to efficient service and transparent communication, ensuring clients can secure favorable terms quickly and with minimal hassle.

Company Information

Lender Type: Mortgage Broker
Headquarters: Charlotte, NC

Licensed In

NCSCGA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgage Programs

Loan Types:
ConventionalJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years

Adjustable Rate Mortgage Programs

Loan Types:
ConventionalJumboRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Government-Backed Loan Programs

Loan Types:
FHAVAUSDAConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
FHA 203kVeteran Program

Non-QM & Alternative Income Programs

Loan Types:
Non-QMBank StatementRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Bank StatementStated IncomeNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Contact Information

Professional Licenses

NMLS ID: 1838270
10700 Sikes Pl Suite 330
Charlotte, NC 28277
US
Mailing Address:
10700 Sikes Place Suit 310 Charlotte, NC 28277

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Business Information

Category: Mortgage Broker
Location: Charlotte, NC
Status: Standard
Type: Mortgage Broker
NMLS ID: 1838270
Profile Views: 3

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