NumberOneHomeLoans.com

Mortgage Lender serving Dallas, TX

About NumberOneHomeLoans.com

Brazos National Bank, operating as NumberOneHomeLoans.com, is a community bank committed to guiding clients through the home mortgage process. With a team boasting over 45 years of combined experience, they prioritize personal connections and aim to enrich the lives of their customers and the community.

The bank distinguishes itself by offering a range of home loan products, including Conventional, FHA, VA, USDA, Jumbo, and specialized Construction loans. They emphasize finding custom solutions that work for individual financial needs, extending their services nationwide to cater to a broad clientele.

By focusing on a personal touch and delivering essential financial products and services, Brazos National Bank aims to be a trusted financial partner. Their approach ensures that customers are not merely transactions but valued members of their financial 'family', fostering long-term relationships through dedicated service.

Company Information

Lender Type: Bank
Headquarters: Dallas, TX

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
3%
Min Down Payment
580
Min Credit Score

Jumbo Loan Program

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Poor (580-619)
580
Min Credit Score

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Poor (580-619)
580
Min Credit Score

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Poor (580-619)
580
Min Credit Score

Construction Loan Program

Loan Types:
ConstructionConventional
Rate Types:
Fixed RateInterest-Only
Property Types:
Single-Family HomeTownhouseCondoModular HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
90%
Max LTV
580
Min Credit Score

Alt-A Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionStated Income
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Contact Information

1625 N Stemmons Fwy
Dallas, TX 75207
US
Mailing Address:
1625 N stemmons Frwy Dallas tx 75207

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Dallas, TX
Status: Standard
Type: Bank
NMLS ID: 473879
Profile Views: 11

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