Oceanside Mortgage Company

Mortgage Lender serving Chicago, IL

About Oceanside Mortgage Company

Oceanside Mortgage Company has been helping customers save money on their mortgages since 1996. As a direct Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and Conventional mortgage lender, Oceanside Mortgage is committed to making homeownership easier and more affordable by not charging added lender's fees.

Their experienced Licensed Mortgage Specialists take the time to understand customer needs, whether it's a first-time homebuyer, refinancing for a better rate, or looking for a specialized loan program. They offer streamlined systems that allow applicants to complete the process through multiple convenient channels: phone, email, text message, or a fully online platform. This approach allows them to assist customers faster and more efficiently, which enables them to offer home mortgages at a lower overall cost.

As a family-owned business with over 25 years of experience, they see their customers and employees as an extension of their family. They take pride in offering honest, ethical lending practices with a focus on education and long-term financial well-being to ensure homeownership is a stepping stone to financial security, not a financial burden.

Company Information

Founded: 1996
Lender Type: Direct Lender
Headquarters: Toms River, NJ

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Mobile App
DIGITAL_DOCUMENT_UPLOAD

Home Loan Products

FHA Streamline Refinance

Loan Types:
FHARefinance

Home Purchase

Loan Types:
FHAVAUSDAConventional
Rate Types:
Fixed Rate
3.5%
Min Down Payment
580
Min Credit Score

Cash-Out Refinance

Loan Types:
RefinanceCash-Out Refinance

Contact Information

Professional Licenses

NMLS ID: 80015
100 W Randolph St
Chicago, IL 60601
US
Mailing Address:
55 Main Street, Toms River, NJ

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Business Information

Category: Mortgage Lender
Location: Chicago, IL
Status: Standard
Founded: 1996
Type: Direct Lender
NMLS ID: 80015
Profile Views: 15

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