Ohio Housing Finance Agency

The Ohio Housing Finance Agency (OHFA) serves as a critical state entity dedicated to fostering affordable homeownership and housing development across Ohio. The agency achieves its mission by offering discounted mortgage rates and significant down payment assistance programs, primarily aimed at making homeownership more accessible for Ohio residents. OHFA continually updates its programs, like the recent changes to its conventional and government loan down payment assistance, to ensure ongoing support for homebuyers.

Beyond individual homebuyer support, OHFA plays a pivotal role in the broader housing landscape by approving financing for various housing developments. This initiative focuses on creating and preserving affordable housing units throughout the state, demonstrating a comprehensive approach to addressing Ohio's housing needs. The agency also provides valuable resources, such as its Homebuyer Guide, to assist first-time homebuyers through every phase of the home purchasing process.

Based in Columbus, OH, OHFA is committed to guiding Ohioans toward their homeownership goals. Through its structured programs, community engagement, and strategic financing for housing projects, OHFA positions itself as a central resource for affordable housing solutions in the state. They regularly host events and trainings, emphasizing their role in education and community support for both individuals and developers.