Old West Lending

Mortgage Lender serving El Paso, TX

About Old West Lending

Old West Lending, LLC, operating as Southwest Equity Investments, LLC, is a dedicated mortgage provider serving borrowers across Colorado, New Mexico, and Texas. The company specializes in offering a wide array of home loan options, particularly catering to individuals with unique financial histories, including those with credit scores as low as 500 or those who have recently experienced a foreclosure or bankruptcy. Their mission is to provide crucial support and accessible financing solutions where other lenders might decline.

This direct lender distinguishes itself by offering flexible guidelines across traditional loan types such as FHA, VA, and Conventional mortgages. They are committed to transparent communication and accessibility, guiding clients through the complexities of the mortgage process from pre-approval to closing. Their client-centric approach focuses on understanding individual needs and crafting tailored solutions, making homeownership a reality for a broader range of applicants.

Beyond standard offerings, Old West Lending provides niche products like Bank Statement loans for self-employed individuals, DSCR loans for investment properties, Fix & Flip financing, HELOCs, Reverse Mortgages, and Bridge Loans. The company emphasizes an education-based approach, providing a learning center with valuable resources to empower homebuyers. Their dedication to finding the right options for their clients underscores their role as a trustworthy partner in home financing.

Company Information

Lender Type: Direct Lender

Licensed In

CONMTX

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional, FHA, VA, USDA Purchase & Refinance

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment ProgramRenovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
500
Min Credit Score

Non-QM & Specialty Investment Loans

Loan Types:
Non-QMBank StatementDSCRHard MoneyBridgePortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Bank StatementFull Documentation
Special Programs:
Self-Employed ProgramBank Statement ProgramRenovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
500
Min Credit Score

Home Equity & Reverse Mortgages

Loan Types:
HELOCReverse MortgageHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
500
Min Credit Score

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: El Paso, TX
Status: Standard
Type: Direct Lender
Profile Views: 15

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