EMC Services

Mortgage Lender serving El Paso, TX

About EMC Services

EMC Services is a dedicated mortgage broker based in El Paso, Texas, focused on providing comprehensive home and commercial loan solutions. With a strong commitment to quality customer service, EMC Services emphasizes putting clients first, leveraging their expertise in the residential lending industry to assist borrowers through every step of the loan process.

The company facilitates a wide array of residential loan products, including Conventional, FHA, VA, USDA, and Refinance options, catering to both purchase and refinance needs. Notably, EMC Services also offers specialized programs such as Foreign National Loans and actively works with individuals who may have lower credit scores, striving to find suitable financing solutions on a case-by-case basis. They also connect clients with commercial loan options for various business needs.

EMC Services prides itself on a personalized approach, offering free, personalized consultations and utilizing various mortgage calculators to help clients understand their financial options. Their transparent loan process, from pre-qualification to closing, aims to ensure an informed and smooth experience for homebuyers in Texas.

Company Information

Lender Type: Mortgage Broker
Headquarters: El Paso, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Automated Underwriting

Home Loan Products

Conventional Home Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

VA Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

USDA Loans

Loan Types:
USDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Foreign National Loans

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Home Equity Loans

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)

Contact Information

Fax: 915-345-1113

Professional Licenses

NMLS ID: 374994
7500 Viscount Blvd
El Paso, TX 79925
US
Mailing Address:
7500 Viscount Blvd, Ste. C-80 El Paso, TX 79925

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Business Information

Category: Mortgage Lender
Location: El Paso, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 374994
Profile Views: 19

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