On Point Home Loans Inc.

Mortgage Broker serving Charlotte, NC

About On Point Home Loans Inc.

On Point Home Loans, Inc., located in Charlotte, North Carolina, is an independent mortgage brokerage firm committed to providing clients with informed and advantageous financial decisions. With founders possessing a collective 40 years of experience from major banks and retail lenders, they established On Point Home Loans to prioritize client financial well-being over excessive advertising and complex corporate structures.

As an independent mortgage broker, On Point Home Loans has access to over 80 lenders and banks, enabling them to precisely match clients with suitable loan programs and competitive terms. This flexibility ensures that the focus remains on what is best for the customer, aligning with their dedication to prioritizing their financial needs and goals.

Company Information

Lender Type: Mortgage Broker
Headquarters: Charlotte, NC

Digital Capabilities

ONLINE_APPLICATION

Home Loan Products

VA Loan

Loan Types:
VA
Special Programs:
VETERAN_PROGRAM

FHA Loan

Loan Types:
FHA

Jumbo Loan

Loan Types:
Jumbo

USDA Loan

Loan Types:
USDA

Non-QM Loan

Loan Types:
Non-QM

HELOC

Loan Types:
HELOC

ITIN Loan

Special Programs:
ITIN_PROGRAM

Hard Money Loan

Loan Types:
Hard Money

Blanket Loan

Down payment assistance loan

Special Programs:
DOWN_PAYMENT_ASSISTANCE

Fix and Flip Loan

Loan Types:
HARD_MONEYBRIDGE
Property Types:
INVESTMENT_PROPERTY
Occupancy Types:
INVESTMENT_PROPERTY

Construction Loan

Loan Types:
CONSTRUCTION
Property Types:
INVESTMENT_PROPERTYSINGLE_FAMILY_HOME
Occupancy Types:
INVESTMENT_PROPERTY

Renovation Loan

Loan Types:
RENOVATION_LOAN
Property Types:
SINGLE_FAMILY_HOME
Special Programs:
RENOVATION_LOAN

Adjustable Rate Mortgage

Loan Types:
ARM
Rate Types:
ADJUSTABLE_RATE_(ARM)

Fixed Rate Mortgage

Rate Types:
FIXED

Commercial Loan Products

Commercial Loans

Contact Information

Professional Licenses

NMLS ID: 1904069
1200 The Plaza suite G2
Charlotte, NC 28277
US
Mailing Address:
1200 The Plaza Unit G2 Charlotte, NC 28205

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Business Information

Category: Mortgage Broker
Location: Charlotte, NC
Status: Standard
Type: Mortgage Broker
NMLS ID: 1904069
Profile Views: 2

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