On Time Lending llc

On Time Lending, LLC, established in 2018, is a dedicated residential mortgage lender primarily serving the Texas market from its headquarters in Addison. The company is committed to guiding clients through the entire home loan process, from the initial pre-qualification phase to the final closing, ensuring clarity and support at every step.

They offer a comprehensive suite of home financing options, including FHA, VA, and Conventional loans, catering to both home purchase and refinance needs. Additionally, On Time Lending provides specialized solutions such as cash-out refinancing, home equity loans for debt consolidation or home improvement, and new construction financing. The lender enhances the client experience through convenient digital tools like online applications and a secure document uploader.

Committed to transparency and consumer education, On Time Lending operates under NMLS ID #1690300. They provide valuable resources like mortgage calculators and a detailed glossary of mortgage terms, empowering clients to make informed decisions about their homeownership and refinancing goals. Their focus on personalized guidance and efficient service aims to simplify the often-complex mortgage journey.