Onshore Mortgage LLC.

Mortgage Broker serving Fairhaven, MA

About Onshore Mortgage LLC.

Onshore Mortgage, based in Fairhaven, MA, operates as a dedicated mortgage broker with over 28 years of experience. The company prides itself on offering a diverse array of personalized mortgage solutions at competitive rates, catering to both first-time homebuyers and seasoned investors. Their extensive access to various loan programs, including Conventional, FHA, VA, USDA, Jumbo, Asset Only, and New Construction loans, allows them to tailor financing to individual needs.

A key differentiator for Onshore Mortgage is their commitment to a fast, easy, and secure digital experience. Their application process is entirely online and paper-free, enabling borrowers to apply, review credit, upload documents, and e-sign instantly and securely. This intuitive digital platform, coupled with a transparent loan dashboard, allows for real-time tracking and efficient management of the mortgage process, often leading to closings in as little as ten business days.

Onshore Mortgage emphasizes a client-centric approach, treating every transaction with meticulous detail and a steadfast commitment to excellence, irrespective of loan size or credit score. Their operational efficiency and low overhead contribute to providing competitive interest rates, ensuring a hassle-free and transparent customer experience throughout the home financing journey.

Company Information

Lender Type: Mortgage Broker
Headquarters: Fairhaven, MA

Licensed In

MARI

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
E-Signature
Real-Time Status Updates
Digital Closing

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
3%
Min Down Payment

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
90%
Max LTV

VA Home Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

FHA Home Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

USDA Home Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
0
100%
Max LTV

Asset Only Home Loans

Loan Types:
Non-QMAsset Depletion
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
RetiredInvestorBusiness Owner
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)
90%
Max LTV

Construction Loans

Loan Types:
ConstructionConventional
Rate Types:
Fixed RateInterest-Only
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

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Business Information

Category: Mortgage Broker
Location: Fairhaven, MA
Status: Standard
Type: Mortgage Broker
Profile Views: 4

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