Plaza Home Mortgage Inc

Mortgage Lender serving Dallas, TX

About Plaza Home Mortgage Inc

Plaza Home Mortgage is a prominent direct lender that primarily operates through wholesale and correspondent channels, empowering mortgage brokers and other lenders to offer a diverse portfolio of home financing solutions. The company distinguishes itself by fostering true partnerships, avoiding competition with its clients' retail operations, and providing competitive products and pricing.

Since its inception, Plaza Home Mortgage has built an established Mini-Correspondent program, offering comprehensive resources, training, and support to guide brokers in their transition to mini-correspondents. They boast strong relationships with over 80 warehouse lenders, further solidifying their commitment to their partners' success.

With an emphasis on expertise, innovative technology, and a commitment to mitigating risk through programs like their Certified Loan Program, Plaza Home Mortgage aims to simplify complex transactions. Their focus on service and robust offerings positions them as a valuable ally for lending professionals seeking reliable and partner-focused financial services.

Company Information

Lender Type: Direct Lender

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management

Home Loan Products

FHA High Balance with Temporary Buydowns

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

VA Jumbo with Temporary Buydowns

Loan Types:
VAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Agency Conventional Loans (Fannie Mae/Freddie Mac)

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramHome Possible Program

Government Loan Programs (FHA, VA, USDA)

Loan Types:
FHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Non-QM Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionStated Income

DSCR Loan Program

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Renovation Loan Programs

Loan Types:
ConstructionConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k

Reverse Mortgage (HECM)

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Home Loan Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Home Equity Options

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

Connect With Us

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Business Information

Category: Mortgage Lender
Location: Dallas, TX
Status: Standard
Type: Direct Lender
Profile Views: 11

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