Princeton Financial

Mortgage Lender serving Carnegie, PA

About Princeton Financial

Princeton Financial, LLC has been a trusted mortgage professional for over 20 years, serving as the preferred lender for premier homebuilders and realtors in the areas they operate. Established around the late 1990s or early 2000s, the company prides itself on fostering long-term relationships and providing exceptional service to its customers. They offer a unique approach, combining the flexibility of a mortgage banker with the control of in-house underwriting.

The lender distinguishes itself through its seasoned team of mortgage consultants, many of whom have over 15 years of industry experience and have been with Princeton for an average of 10+ years. This deep expertise allows them to access a variety of programs through relationships with multiple investors, ensuring competitive rates and tailored solutions. They are known for handling the entire loan process in-house, from pre-approval to closing, and maintaining clear communication, whether clients prefer face-to-face meetings or a fully electronic experience via their secure online platform.

Princeton Financial, LLC is committed to simplifying the home loan journey for individual homebuyers, as well as their builder and realtor partners. Their comprehensive offerings include conventional, government-backed (FHA, VA, USDA), ARM products, jumbo, portfolio, construction, and reverse mortgages, with a specific focus on navigating complex cases like non-warrantable condos. Their dedication to client satisfaction has built a business largely driven by referrals, reflecting their reputation for efficiency and personalized support.

Company Information

Founded: 1999
Lender Type: Direct Lender
Headquarters: Carnegie, PA

Licensed In

PAFL

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Real-Time Status Updates

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3%
Min Down Payment
97%
Max LTV

Government Loan Programs

Loan Types:
FHAVAUSDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation

Jumbo Loan Programs

Loan Types:
JumboConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation

Portfolio Loan Programs

Loan Types:
Portfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestor
Income Verification:
Full Documentation

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Contact Information

243 E Main St
Carnegie, PA 15106
US
Mailing Address:
243 E Main St, Suite 201, Carnegie, PA 15106

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Business Information

Category: Mortgage Lender
Location: Carnegie, PA
Status: Standard
Founded: 1999
Type: Direct Lender
Profile Views: 0

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