Private Capital LLC

Private Capital, LLC is a Chicago-based private money lending company exclusively serving real estate investors. Founded with the mission to provide flexible and rapid funding solutions, the firm specializes in short-term and long-term loans for non-owner occupied rehab projects, cash-out refinances, and DSCR rental properties. They distinguish themselves by utilizing their own capital, enabling quicker funding often within 7 days, a process difficult for traditional banks.

The lender prides itself on its inclusive approach, offering "No-Income" and "All Credit Score" loans, making financing accessible even for borrowers with challenging credit histories, albeit with adjusted loan terms. While they emphasize speed and flexibility by operating without a lengthy loan committee process, they require a clear understanding of the after-repaired value (ARV) through competitive market analysis for in-house loans and appraisals for higher LTV or DSCR loans.

Private Capital, LLC focuses its lending activities on the Greater Chicagoland area, including Southern Wisconsin and Northwest Indiana, and extends its reach to major cities in Texas, Georgia, Florida, and Tennessee. They primarily lend on single-family, 2-4 unit multi-family, townhomes, and select commercial properties, maintaining a strong commitment to supporting real estate investors in their target markets.