RayO Mortgage

Mortgage Broker serving Las Vegas, NV

About RayO Mortgage

Lone Mortgage, represented by experienced loan officers such as Ray Orta, functions as a dedicated mortgage broker committed to assisting individuals and families with their home financing needs. The company emphasizes a highly personalized approach, aiming to meticulously match each borrower with a home loan program specifically tailored to their unique financial situation and goals.

Operating in the key markets of Nevada and California, Lone Mortgage provides a comprehensive array of residential loan products. Their offerings span conventional, FHA, and VA loans, alongside specialized programs designed for first-time homebuyers that often include advantageous low down payment options. Ray Orta, a seasoned loan officer with 16 years of experience and a proud US Navy veteran, notably focuses on VA loans and providing essential education for new homeowners.

To enhance the client experience, Lone Mortgage utilizes various digital tools, including streamlined online applications, secure document upload functionalities, and a suite of interactive mortgage calculators. This blend of personal service and modern convenience underscores their commitment to guiding clients effectively through the intricate process of mortgage financing, ensuring successful and suitable homeownership outcomes.

Company Information

Lender Type: Mortgage Broker
Headquarters: Las Vegas, NV

Licensed In

NVCA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerLow Down Payment ProgramVeteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0

Home Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

Home Equity Loans and Second Mortgages

Loan Types:
Home Equity LoanHELOCSecond Mortgage
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

Contact Information

Professional Licenses

NMLS ID: 1041914
5275 S Durango Dr
Las Vegas, NV 89113
US
Mailing Address:
5275 South Durango Drive Las Vegas, NV 89113

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Business Information

Category: Mortgage Broker
Location: Las Vegas, NV
Status: Standard
Type: Mortgage Broker
NMLS ID: 1041914
Profile Views: 0

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