Rental Home Financing

Mortgage Broker serving Indianapolis, IN

About Rental Home Financing

Rental Home Financing is a specialized mortgage lender focusing exclusively on investment property loans for real estate investors across the United States. They distinguish themselves by offering flexible financing solutions, including single property loans, "no ratio" loans for short-term rentals, and comprehensive blanket loans for large portfolios, catering to a diverse clientele including foreign national and credit-challenged investors.

The company's innovative loan programs are designed to simplify the investment process, featuring unique benefits such as no tax return requirements, no personal or property debt-to-income ratio calculations, and no restrictive post-closing liquid reserve requirements. Their second-generation blanket loan program offers unparalleled flexibility, allowing investors to release or sell properties within a portfolio without punitive fees or ongoing reporting.

Rental Home Financing is committed to providing efficient and cost-effective lending solutions, characterized by competitive market rates and streamlined closing processes. With a focus on optimizing investment strategies, they serve as a dedicated partner for landlords and real estate entrepreneurs looking to expand or manage their rental portfolios.

Company Information

Lender Type: Direct Lender
Headquarters: Indianapolis, IN

Licensed In

ALL

Digital Capabilities

Online Application
Digital Closing
E-Signature

Home Loan Products

Single Property & DSCR Investment Loans (1-4 Units)

Loan Types:
DSCRNon-QMRefinanceCash-Out RefinancePortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Special Programs:
Foreign National ProgramSelf-Employed ProgramAsset Depletion Program
Available Terms:
5 years7 years10 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
20%
Min Down Payment
80%
Max LTV
620
Min Credit Score

No Ratio Short Term Rental Loans

Loan Types:
Non-QMRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Special Programs:
Self-Employed ProgramForeign National Program
Available Terms:
5 years7 years10 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
20%
Min Down Payment
80%
Max LTV
600
Min Credit Score

Commercial Loan Products

Blanket Loans for Investment Portfolios

Loan Types:
Conventional CREBridge LoanCommercial RefinanceBusiness AcquisitionHard Money LoanCommercial Construction
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-UseSelf-StorageManufacturingHospitalityLand
Industry Focus:
Real Estate Investment

Multifamily & Apartment Building Loans

Loan Types:
Conventional CRECommercial Construction
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-UseSelf-StorageHospitalityManufacturingLand
Industry Focus:
Real Estate Investment

Contact Information

9465 Counselors Row # 200
Indianapolis, IN 46240
US
Mailing Address:
9465 Counselors Way Suite #200, Indianapolis, IN 46240

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Business Information

Category: Mortgage Broker
Location: Indianapolis, IN
Status: Standard
Type: Direct Lender
Profile Views: 4

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