Renzo Marsano - MAR Financial

Mortgage Broker serving San Diego, CA

About Renzo Marsano - MAR Financial

MAR Financial Inc., established in 2007, operates as a dedicated mortgage broker connecting homeowners and homebuyers with suitable loan solutions. Based in San Diego, CA, with a second office in Gallatin, TN, the company leverages a comprehensive network of lenders to shop for optimal rates and programs. They pride themselves on a "common sense" underwriting approach and providing personalized service, treating each customer individually rather than adhering to rigid banking formulas.

The firm specializes in a diverse portfolio of mortgage products, including conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgages. Notably, MAR Financial Inc. also caters to specific financial situations with non-QM options such as DSCR loans for real estate investors and Bank Statement loans tailored for self-employed individuals. Their mission is to ensure clients are fully informed of their options, whether they are buying a first home, consolidating debt, acquiring investment property, or refinancing.

MAR Financial Inc. balances modern efficiency with traditional customer care, utilizing cutting-edge online technologies like digital applications, pre-qualification tools, and secure mobile uploading, alongside direct, "old-fashioned" communication. Their commitment to local market knowledge and swift processing aims to deliver a hassle-free and enjoyable mortgage experience from the initial inquiry through to closing.

Company Information

Founded: 2007
Lender Type: Mortgage Broker
Headquarters: San Diego, CA

Licensed In

CATN

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload
Rate Calculator

Home Loan Products

Standard Purchase & Refinance Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer

Investment Property Loans (DSCR)

Loan Types:
DSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Self-Employed Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Reverse Mortgages (HECM)

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Home Equity Lines & Loans

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation

Contact Information

Professional Licenses

NMLS ID: 389363
10620 Treena St Suite 230
San Diego, CA 92131
US
Mailing Address:
10620 Treena Street #230 San Diego, CA 92064; 531 Red River Rd, Gallatin, TN 37066

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Business Information

Category: Mortgage Broker
Location: San Diego, CA
Status: Standard
Founded: 2007
Type: Mortgage Broker
NMLS ID: 389363
Profile Views: 11

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