Richland State Bank

Bank serving Baton Rouge, LA

About Richland State Bank

b1BANK is a regional bank serving individuals and businesses primarily in Louisiana and Texas. The bank focuses on providing personal and commercial banking services, including deposit accounts, loans, and online banking.

b1BANK offers a range of financial products tailored to meet the needs of its diverse customer base. For individuals, they provide checking and savings accounts, credit cards, and mortgage lending services. For businesses, they offer commercial banking solutions to support their operations and growth.

The bank emphasizes customer service and accessibility, providing online and mobile banking options to enhance convenience. b1BANK aims to be a trusted financial partner for its customers, supporting their financial goals and contributing to the economic development of the communities it serves.

Company Information

Lender Type: Bank
Headquarters: Baton Rouge, LA

Licensed In

LATX

Digital Capabilities

Online Account Management
Mobile App

Home Loan Products

Home Equity Lines of Credit

Loan Types:
HELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years20 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Lot Loans

Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Bridge Loans

Loan Types:
Bridge
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

11307 Coursey Blvd
Baton Rouge, LA 70816
US

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Business Information

Category: Bank
Location: Baton Rouge, LA
Status: Standard
Type: Bank
Profile Views: 12

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