About Rosedale Federal Savings & Loan Association
Rosedale Federal Savings & Loan Association is an FDIC-insured financial institution serving the greater Baltimore, Maryland area with a strong focus on community banking. While its headquarters are located in Rosedale, the bank operates numerous branches across Maryland, providing a comprehensive suite of personal and business banking solutions, including checking, savings, certificates of deposit, and various lending products.
Rosedale Federal is particularly committed to assisting individuals with their homeownership journey, offering a variety of home-related loan products such as fixed-rate mortgages for purchases and refinances, alongside flexible Home Equity Lines of Credit (HELOCs). They emphasize a straightforward process supported by digital banking capabilities like online applications, mobile wallet functionality, and convenient loan status checks, aiming to make financial management accessible for their clientele.
As a long-standing member of the community, Rosedale Federal prioritizes customer well-being and financial education. They actively engage in fraud prevention initiatives and provide resources to help customers identify and avoid scams. This dedication to security, combined with a local presence and personalized service, underscores their role as a trusted financial partner in the regions they serve.
Rosedale Federal is particularly committed to assisting individuals with their homeownership journey, offering a variety of home-related loan products such as fixed-rate mortgages for purchases and refinances, alongside flexible Home Equity Lines of Credit (HELOCs). They emphasize a straightforward process supported by digital banking capabilities like online applications, mobile wallet functionality, and convenient loan status checks, aiming to make financial management accessible for their clientele.
As a long-standing member of the community, Rosedale Federal prioritizes customer well-being and financial education. They actively engage in fraud prevention initiatives and provide resources to help customers identify and avoid scams. This dedication to security, combined with a local presence and personalized service, underscores their role as a trusted financial partner in the regions they serve.
Company Information
Lender Type: Bank
Headquarters: Rosedale, MD
Licensed In
MD
Certifications & Credentials
FDIC InsuredEqual Housing Lender
Digital Capabilities
Online Application
Mobile App
Digital Document Upload
Online Account Management
Rate Calculator
Real-Time Status Updates
Home Loan Products
Fixed Rate Mortgages (Purchase & Refinance)
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
3%
Min Down Payment
97%
Max LTV
780
Min Credit Score
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full Documentation
Commercial Loan Products
Commercial Real Estate Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse
Contact Information
Professional Licenses
NMLS ID: 413320
6810 York Rd
Baltimore, MD 21212
US
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Business Information
Category: Bank
Location: Baltimore, MD
Status: Standard
Type: Bank
NMLS ID: 413320
Profile Views: 11
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