Scott Conforti - Mortgage Broker - NMLS #213475

Mortgage Lender serving Rochelle Park, NJ

About Scott Conforti - Mortgage Broker - NMLS #213475

TAM Lending is represented by Senior Loan Officer Scott Conforti, operating out of Audubon, New Jersey. The company positions itself as a direct lender offering a variety of home loan products tailored to diverse borrower needs, including options for those with lower credit scores. Their product suite focuses on common residential mortgage types, emphasizing accessibility for a broad range of homeowners and aspiring buyers.

Key offerings from TAM Lending include government-backed FHA and USDA loans, both accommodating credit scores from 580 and above. They specialize in FHA 203k renovation loans, available in both Streamline and Standard versions to finance home improvements. Additionally, they provide the DURefiPlus™ program, a Conventional refinance option for various property and occupancy types with flexible terms.

While specific details on their founding year are not provided, client testimonials suggest a long-standing presence in the industry, with one reviewer noting over 25 years of business with the owners. The company is praised for its knowledgeable and helpful staff, smooth processes, and professional service, aiming to provide competitive rates and transparent experiences to its clients.

Company Information

Lender Type: Direct Lender
Headquarters: Audubon, NJ

Licensed In

NJ

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

FHA Loan Program (580 Min Credit)

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score

Ultimate Advantage Loan

Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Streamline 203k Renovation Loan

Loan Types:
FHARefinanceConstruction
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan

FHA 203k Standard Renovation Loan

Loan Types:
FHARefinanceConstruction
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan

DURefiPlus™ (HARP) Refinance

Loan Types:
RefinanceConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score

USDA Rural Development Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Available Terms:
30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
580
Min Credit Score

Contact Information

50 Essex St
Rochelle Park, NJ
US
Mailing Address:
251 S. White Horse Pike Audubon, NJ 08106

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Business Information

Category: Mortgage Lender
Location: Rochelle Park, NJ
Status: Standard
Type: Direct Lender
NMLS ID: 213475
Profile Views: 0

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