Sinor Mengali Group at Guild Mortgage

Mortgage Lender serving Davis, CA

About Sinor Mengali Group at Guild Mortgage

Sinormenga Group is a prominent mortgage lender based in New York City, committed to guiding individuals and families through their homeownership journey. With extensive expertise in the mortgage industry, the company operates with a strong focus on client satisfaction, offering a diverse array of loan programs to cater to varied financial landscapes.

Distinguishing itself through a blend of traditional and flexible lending solutions, Sinormenga Group provides options ranging from conventional and government-backed loans like FHA and VA, to specialized Non-QM and Bank Statement programs for self-employed individuals. They also extend financing for real estate investors with DSCR and Hard Money loans, demonstrating a comprehensive approach to residential and investment property financing.

The lender emphasizes a streamlined and transparent process, supported by a user-friendly online application and a secure client portal. Their dedication to competitive rates, personalized service from experienced loan officers, and an overall positive client experience has earned them a strong reputation, including an A+ BBB rating and high customer satisfaction.

Company Information

Lender Type: Direct Lender
Headquarters: New York, NY

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature

Home Loan Products

Residential Mortgage Solutions

Loan Types:
ConventionalFHAVAJumboRefinanceCash-Out RefinanceHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramFHA 203kDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3.5%
Min Down Payment
620
Min Credit Score

Flexible & Investment Property Loans

Loan Types:
Non-QMBank StatementDSCRHard MoneyBridge
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)

Contact Information

404 2nd St
Davis, CA 95616
US
Mailing Address:
40 Wall Street, 28th Floor, New York, NY 10005

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Business Information

Category: Mortgage Lender
Location: Davis, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1987654
Profile Views: 0

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