About Smart Choice Mortgage LLC
Smart Choice Mortgage is a dedicated direct mortgage lender committed to simplifying the home financing journey for its clients. Based in Texas with offices in Austin, Houston, and San Antonio, the company prides itself on guiding borrowers through the process with a focus on ease and peace of mind. They aim to help thousands of individuals and families achieve their dream of homeownership, whether it's their first home or their fifth.
The lender offers a wide array of competitively priced home loan options, including conventional, FHA, VA, USDA, and Jumbo mortgages, available with both fixed and adjustable rates. Beyond new purchases, Smart Choice Mortgage also provides expert assistance with refinance options, helping homeowners lower payments, reduce loan terms, or leverage home equity for various needs. They also cater to first-time homebuyers with specialized programs and offer a 'Solutions Center' to assist those with less-than-perfect credit.
As a Texas Limited Liability Company, Smart Choice Mortgage is deeply rooted in the local community, emphasizing personalized service and tailored advice. Their commitment extends to programs like the Texas Veteran Housing Assistance Program and various bond programs, reinforcing their dedication to serving a diverse range of borrowers across the state.
The lender offers a wide array of competitively priced home loan options, including conventional, FHA, VA, USDA, and Jumbo mortgages, available with both fixed and adjustable rates. Beyond new purchases, Smart Choice Mortgage also provides expert assistance with refinance options, helping homeowners lower payments, reduce loan terms, or leverage home equity for various needs. They also cater to first-time homebuyers with specialized programs and offer a 'Solutions Center' to assist those with less-than-perfect credit.
As a Texas Limited Liability Company, Smart Choice Mortgage is deeply rooted in the local community, emphasizing personalized service and tailored advice. Their commitment extends to programs like the Texas Veteran Housing Assistance Program and various bond programs, reinforcing their dedication to serving a diverse range of borrowers across the state.
Company Information
Lender Type: Direct Lender
Headquarters: Austin, TX
Licensed In
TX
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Fixed-Rate Mortgage
Loan Types:
ConventionalFHAVAUSDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Adjustable-Rate Mortgage (ARM)
Loan Types:
ConventionalFHAVAUSDARefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Conventional Mortgage Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Jumbo Mortgage Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
USDA Rural Housing Loans
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Texas Veteran Housing Assistance Program
Loan Types:
ConventionalVA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
First-Time Home Buyer Programs
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerDown Payment Assistance
Community Home Buyer Programs
Loan Types:
ConventionalFHAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance
Mortgage Credit Certificate
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance
Credit Solution Center
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
Contact Information
11011 Richmond Ave. #830b
Houston, TX 77042
US
Mailing Address:
8911 N. Capital of Texas Hwy, Suite 4300G Austin, TX 78759
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Business Information
Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Direct Lender
NMLS ID: 1371507
Profile Views: 15
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