About Southland Home Finance
Southland Home Finance is a family-owned mortgage lender committed to providing hassle-free mortgage options. They offer a variety of loan products including purchase loans, refinance loans, home equity loans, and reverse mortgages.
The company emphasizes clear communication and transparency, guiding clients through every step of the mortgage process from prequalification to closing. They aim to provide exceptional service and help clients achieve their homeownership goals.
Located in Orange, CA and licensed in California, Southland Home Finance strives to find the right loan that fits each client's individual needs. They can be reached at 866-617-7381.
The company emphasizes clear communication and transparency, guiding clients through every step of the mortgage process from prequalification to closing. They aim to provide exceptional service and help clients achieve their homeownership goals.
Located in Orange, CA and licensed in California, Southland Home Finance strives to find the right loan that fits each client's individual needs. They can be reached at 866-617-7381.
Company Information
Lender Type: Direct Lender
Headquarters: Orange, CA
Licensed In
CA
Digital Capabilities
ONLINE_APPLICATION
Home Loan Products
Fixed Loans
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
ARM
Loan Types:
Jumbo
Rate Types:
Adjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years7 years10 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Home Equity
Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
FHA
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
580
Min Credit Score
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
Non-Agency
Loan Types:
Non-QMDSCRInterest-OnlyBank StatementHard Money
Property Types:
Investment Property
Occupancy Types:
Investment PropertyPrimary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Asset DepletionBank Statement
Special Programs:
Foreign National ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Reverse (HECM)
Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary Residence
Contact Information
333 City Blvd W
Orange, CA 92868
US
Mailing Address:
333 City Blvd W, 17th Floor, Orange, CA 92868
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Business Information
Category: Mortgage Lender
Location: Orange, CA
Status: Standard
Type: Direct Lender
NMLS ID: 244339
Profile Views: 13
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