Owning

Mortgage Lender serving Orange, CA

About Owning

Owning, a DBA of Guaranteed Rate, Inc, aims to simplify the home financing process with digital solutions. They provide a range of mortgage options including conventional, FHA, jumbo, and VA loans, as well as HELOCs. The company highlights accessibility, particularly for first-time homebuyers, and emphasizes competitive rates and streamlined online applications.

Owning focuses on providing various loan options to cater to a wide range of financial needs. They emphasize the benefits of their digital HELOC, which offers a fixed rate and faster access to funds compared to traditional HELOCs. This focus on digital efficiency and diverse product offerings aims to provide a convenient and flexible borrowing experience for customers.

By leveraging technology and offering a variety of loan programs, Owning seeks to empower individuals to achieve their homeownership and financial goals. They provide resources and guides for borrowers to navigate the mortgage process, and offer tools like rate calculators to assist in financial planning.

Company Information

Lender Type: Direct Lender
Headquarters: Chicago, IL

Digital Capabilities

ONLINE_APPLICATION

Home Loan Products

Conventional Loan

Loan Types:
CONVENTIONAL
Rate Types:
FIXEDARM
Property Types:
INVESTMENT_PROPERTYVACATION_HOME
Occupancy Types:
PRIMARY_RESIDENCESECOND_HOMEINVESTMENT_PROPERTY
Special Programs:
FIRST_TIME_HOMEBUYER
3%
Min Down Payment
620
Min Credit Score

FHA Loan

Loan Types:
FHARENOVATION_LOAN
3.5%
Min Down Payment
580
Min Credit Score

Jumbo Loan

Loan Types:
JUMBO
Credit Tiers:
EXCELLENT
10%
Min Down Payment
700
Min Credit Score

VA Loan

Loan Types:
VA
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDRETIRED
Special Programs:
VETERAN_PROGRAM
0

Digital HELOC

Loan Types:
HELOC
Rate Types:
FIXED

Contact Information

1 City Blvd W Suite 1500
Orange, CA 92868
US
Mailing Address:
3940 N Ravenswood, Chicago IL 60613

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Business Information

Category: Mortgage Lender
Location: Orange, CA
Status: Standard
Type: Direct Lender
NMLS ID: 2611
Profile Views: 17

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