Southwest Bank Mortgage

Simmons Bank, established in March 1903 and headquartered in Pine Bluff, Arkansas, is a prominent state-chartered commercial bank and a member of the Federal Reserve System. As an FDIC-insured institution, Simmons Bank operates a substantial network of 237 branches across six states, including Arkansas, Texas, Missouri, Tennessee, Oklahoma, and Kansas. It holds the distinction of being the 33rd largest bank in the U.S. by branch count, demonstrating a significant regional footprint.

Throughout its history, Simmons Bank has pursued an aggressive growth strategy marked by numerous strategic acquisitions since 1999, which significantly expanded its market presence. Key milestones include transitioning to a state-chartered institution in 2016 and absorbing multiple banks like Spirit of Texas Bank and Landmark Community Bank. This series of mergers and acquisitions has solidified its position as a major banking institution in the Southern and Midwestern United States.

As a subsidiary of Simmons First National Corporation, Simmons Bank provides a comprehensive range of banking services through its extensive branch network. While the provided text focuses on its structural and historical aspects rather than specific loan products, its classification as a commercial bank suggests a focus on serving both individual and business clients with traditional banking offerings and financial solutions.