Starkey Mortgage

Sterling Investor Capital is a private hard money lender based in Houston, Texas, boasting over 40 years of extensive experience in the real estate financing sector. The firm specializes in providing direct, equity-based loans tailored for both residential and commercial investment properties across Texas, serving key markets including Houston, Dallas, Austin, San Antonio, and Fort Worth. A core part of their mission is to offer flexible and creative funding solutions, particularly for investors who have encountered rejections from conventional banking institutions.

A significant advantage offered by Sterling Investor Capital is their streamlined lending process, which notably bypasses traditional credit checks and income verification for loan qualification. Their focus is primarily on the available equity within the property, which enables them to facilitate remarkably quick approvals and closings. Loans are often funded rapidly, typically within 7 to 10 days following the appraisal, ensuring investors can seize time-sensitive opportunities. They provide competitive rates and terms, with loan durations commonly ranging from one to five years, often featuring interest-only payment structures.

Sterling Investor Capital is dedicated to empowering real estate investors by offering adaptable financing for a diverse array of projects, including fix-and-flips, new construction ventures, and refinancing existing properties. Their commitment to prompt communication, highlighted by a one-hour callback guarantee and the possibility of same-day loan approvals, underscores their client-centric approach. This efficiency allows investors to proceed swiftly with their projects, circumventing the protracted delays often associated with traditional mortgage lending.