Statewide Mortgage Inc

Mortgage Lender serving Austin, TX

About Statewide Mortgage Inc

Statewide Mortgage, LLC is a dedicated mortgage provider, offering a comprehensive suite of home loan solutions designed to meet diverse borrower needs. With a strong focus on accessibility, the company assists individuals looking to purchase or refinance homes, providing expert guidance through various government-backed and conventional loan programs.

The firm specializes in making homeownership achievable for a broad range of clients, including first-time homebuyers and those with lower credit scores, through offerings like FHA loans with competitive minimum credit requirements. They also provide 100% financing options via VA and USDA loans, alongside flexible conventional mortgages with low down payment possibilities. Statewide Mortgage further distinguishes itself with specialized renovation financing, helping clients enhance existing properties or transform fixer-uppers.

Operating with NMLS #1304 and licensed by the Illinois Department of Financial and Professional Regulation, Statewide Mortgage emphasizes a personalized approach. Their team of loan officers is committed to simplifying the mortgage process, ensuring borrowers understand their options and find the most suitable financing solutions for their unique circumstances.

Company Information

Lender Type: Mortgage Broker
Headquarters: Springfield, IL

Licensed In

IL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Home Loan Products

VA Loan Program

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
0

FHA Loan Program

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Poor (580-619)Good (680-739)Fair (620-679)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

USDA Loan Program

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program
0

Conventional Loan Program

Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramNo PMI Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score

Jumbo Loan Program

Loan Types:
JumboConventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Renovation Loan Program

Loan Types:
ConstructionRefinanceCash-Out RefinanceHome Equity LoanConventionalFHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
620
Min Credit Score

Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

5900 Airport Blvd
Austin, TX 78752
US

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Business Information

Category: Mortgage Lender
Location: Austin, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 1304
Profile Views: 14

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