Stearns Lending Inc

Mortgage Lender serving Yorba Linda, CA

About Stearns Lending Inc

Ryan Kemp is a mortgage broker based in Orange County, California, with over 30 years of experience in the mortgage business. He offers real estate mortgage services specializing in purchase, refinance, commercial, and reverse mortgage loans. Ryan Kemp serves clients in Orange County, Los Angeles County, San Diego County, and Riverside County, as well as out of state in Arizona, Colorado, Idaho, Oregon, Texas and Florida.

He prides himself on customer service and aims to be a one-stop shop for real estate mortgage needs, providing assistance via phone, text, or email. Ryan Kemp shops with hundreds of investors to find competitive interest rates and closing costs based on each client's scenario, and has a team of loan originators licensed in multiple states.

C2 Financial Corporation, which Ryan Kemp operates under, is an Equal Opportunity Mortgage Broker/Lender approved to originate VA and FHA loans. The company also makes available accessibility tools for people with disabilities, to ensure its website is easier to use.

Company Information

Lender Type: Mortgage Broker
Headquarters: North Tustin, CA

Licensed In

AZCACOFLIDORTXMS

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application

Home Loan Products

Purchase Loan Programs

Loan Types:
FHAVAConventionalJumbo
Income Verification:
Bank StatementStated IncomeNo Income Verification
Special Programs:
Foreign National ProgramSelf-Employed ProgramFirst-Time HomebuyerBank Statement Program

Refinance Programs

Loan Types:
FHAVARefinanceJumboCash-Out RefinanceBridgeDSCR
Income Verification:
No Income Verification
Special Programs:
Physician Loan

Fixed Rate Mortgages

Rate Types:
Fixed Rate

Adjustable Rate Mortgages

Rate Types:
Adjustable Rate (ARM)

Interest Only Mortgages

Rate Types:
Interest-Only

Graduated Payment Mortgages

FHA Home Loans

Loan Types:
FHA

VA Loans

Loan Types:
VA
Special Programs:
Veteran Program

USDA Loans

Loan Types:
USDA

Jumbo Loans

Loan Types:
Jumbo

Commercial Loan Products

Commercial Loans

Loan Types:
Commercial RefinanceBridge Loan

Contact Information

Professional Licenses

NMLS ID: 238288
22800 Savi Ranch Pkwy
Yorba Linda, CA 92887
US

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Business Information

Category: Mortgage Lender
Location: Yorba Linda, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 238288
Profile Views: 1

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