Steve Umansky - Mortgage Banker NMLS 61764
Mortgage Lender serving Southampton, PA
About Steve Umansky - Mortgage Banker NMLS 61764
Stellar Mortgage Corporation has been a dedicated mortgage lender for many years, offering personalized home loan experiences to help clients achieve their dream of homeownership. With over two decades of expertise since its founding around 2002, the company prides itself on client success and satisfaction, striving to simplify the path to homeownership for individuals and families.
The lender distinguishes itself by offering a comprehensive suite of loan programs including FHA, Jumbo, USDA, and specialized Renovation PHFA K-FIT loans, alongside standard Fixed and Adjustable Rate Mortgages. They focus on providing competitive rates and exceptional customer service, with a strong emphasis on transparency throughout the lending process. Their services cater to a wide range of borrowers, including first-time homebuyers and those seeking down payment assistance.
Operating across a significant number of states, Stellar Mortgage Corporation combines a team of seasoned loan officers with convenient digital tools like online applications and mortgage calculators. Their commitment to guiding clients through the loan process, from pre-qualification to closing, underscores their mission to provide financial stability and peace of mind to homeowners.
The lender distinguishes itself by offering a comprehensive suite of loan programs including FHA, Jumbo, USDA, and specialized Renovation PHFA K-FIT loans, alongside standard Fixed and Adjustable Rate Mortgages. They focus on providing competitive rates and exceptional customer service, with a strong emphasis on transparency throughout the lending process. Their services cater to a wide range of borrowers, including first-time homebuyers and those seeking down payment assistance.
Operating across a significant number of states, Stellar Mortgage Corporation combines a team of seasoned loan officers with convenient digital tools like online applications and mortgage calculators. Their commitment to guiding clients through the loan process, from pre-qualification to closing, underscores their mission to provide financial stability and peace of mind to homeowners.
Company Information
Founded: 2002
Lender Type: Direct Lender
Headquarters: Southampton, PA
Licensed In
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Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
FHA Home Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Renovation PHFA K-FIT Loans
Loan Types:
ConstructionConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Fixed Rate Mortgages
Loan Types:
ConventionalRefinanceJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
100%
Max LTV
Adjustable Rate Mortgages
Loan Types:
ConventionalRefinanceJumbo
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
100%
Max LTV
Home Equity Loans
Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Home Purchase Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
100%
Max LTV
Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
Commercial Loan Products
Commercial Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse
Contact Information
Professional Licenses
NMLS ID: 2190975
729 Grove Ave
Southampton, PA 19006
US
Mailing Address:
729 Grove Ave., Second Floor Southampton, PA 18966
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Business Information
Category: Mortgage Lender
Location: Southampton, PA
Status: Standard
Founded: 2002
Type: Direct Lender
NMLS ID: 2190975
Profile Views: 0
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