About straight shot financial
San Juan Mortgage is a dedicated local mortgage lender based in San Juan Capistrano, California, proudly serving the Orange County area and all of California. As a direct lender, the company is committed to simplifying the home financing process for its clients.
San Juan Mortgage offers a comprehensive array of loan programs, including Conventional, FHA, VA, and Jumbo loans, alongside various refinance and cash-out options. They are particularly adept at assisting first-time homebuyers and individuals with diverse credit profiles, from excellent to poor, ensuring tailored solutions for various financial situations. The lender also provides specialized programs for investment properties and reverse mortgages.
Emphasizing a straightforward approach, San Juan Mortgage leverages modern financial tools and an easy-to-use online application to streamline the mortgage journey. Their focus on personalized service, combined with a wide range of offerings, aims to empower clients to make informed financial decisions when purchasing or refinancing a home.
San Juan Mortgage offers a comprehensive array of loan programs, including Conventional, FHA, VA, and Jumbo loans, alongside various refinance and cash-out options. They are particularly adept at assisting first-time homebuyers and individuals with diverse credit profiles, from excellent to poor, ensuring tailored solutions for various financial situations. The lender also provides specialized programs for investment properties and reverse mortgages.
Emphasizing a straightforward approach, San Juan Mortgage leverages modern financial tools and an easy-to-use online application to streamline the mortgage journey. Their focus on personalized service, combined with a wide range of offerings, aims to empower clients to make informed financial decisions when purchasing or refinancing a home.
Company Information
Lender Type: Direct Lender
Headquarters: San Juan Capistrano, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Residential Purchase & Refinance
Loan Types:
ConventionalRefinanceCash-Out RefinanceJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramRenovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
FHA Loan Programs
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
VA Loan Programs
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
Jumbo Loan Programs
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Reverse Mortgage Programs
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)
Contact Information
512 E Winchester St
Murray, UT 84107
US
Mailing Address:
32262 Paseo Adelanto, Suite A, San Juan Capistrano, CA 92675
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Business Information
Category: Mortgage Broker
Location: Murray, UT
Status: Standard
Type: Direct Lender
NMLS ID: 312217
Profile Views: 0
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