straight shot financial

Mortgage Broker serving Murray, UT

About straight shot financial

San Juan Mortgage is a dedicated local mortgage lender based in San Juan Capistrano, California, proudly serving the Orange County area and all of California. As a direct lender, the company is committed to simplifying the home financing process for its clients.

San Juan Mortgage offers a comprehensive array of loan programs, including Conventional, FHA, VA, and Jumbo loans, alongside various refinance and cash-out options. They are particularly adept at assisting first-time homebuyers and individuals with diverse credit profiles, from excellent to poor, ensuring tailored solutions for various financial situations. The lender also provides specialized programs for investment properties and reverse mortgages.

Emphasizing a straightforward approach, San Juan Mortgage leverages modern financial tools and an easy-to-use online application to streamline the mortgage journey. Their focus on personalized service, combined with a wide range of offerings, aims to empower clients to make informed financial decisions when purchasing or refinancing a home.

Company Information

Lender Type: Direct Lender
Headquarters: San Juan Capistrano, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Residential Purchase & Refinance

Loan Types:
ConventionalRefinanceCash-Out RefinanceJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramRenovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)

FHA Loan Programs

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)

VA Loan Programs

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0

Jumbo Loan Programs

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgage Programs

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)

Contact Information

512 E Winchester St
Murray, UT 84107
US
Mailing Address:
32262 Paseo Adelanto, Suite A, San Juan Capistrano, CA 92675

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Business Information

Category: Mortgage Broker
Location: Murray, UT
Status: Standard
Type: Direct Lender
NMLS ID: 312217
Profile Views: 0

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