Stratify Lending

Mortgage Lender serving Murray, UT

About Stratify Lending

Stratify Lending LLC is a mortgage lender dedicated to simplifying the home financing journey for its clients. Specializing in both new home purchases and various refinancing solutions, the company aims to make the process seamless and enjoyable, providing personalized service to match unique financial requirements.

Their extensive product portfolio includes popular options such as Fixed Rate and Adjustable Rate Mortgages. They offer Conventional loans suitable for borrowers with good credit, alongside government-backed programs like FHA loans, which cater to first-time homebuyers with lower down payment requirements, and VA loans, providing no-down-payment options for eligible service members and veterans. For existing homeowners, Stratify Lending provides refinancing and cash-out refinance options to help achieve financial goals like debt consolidation or home improvements.

Stratify Lending emphasizes customer-centric service, leveraging their mortgage professionals' expertise to guide clients through the wide array of available products. They also equip borrowers with practical online tools, including mortgage payment calculators and affordability assessments, fostering transparency and empowering informed decision-making throughout the loan process.

Company Information

Lender Type: Direct Lender

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalFHAVARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property

Adjustable Rate Mortgage

Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property

Conventional Mortgage

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Good (680-739)Excellent (740+)
5%
Min Down Payment
95%
Max LTV
680
Min Credit Score

FHA Mortgage

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)
3.5%
Min Down Payment

VA Mortgage

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

Refinance

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property

Cash-Out Refinance

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property

Contact Information

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Business Information

Category: Mortgage Lender
Location: Murray, UT
Status: Standard
Type: Direct Lender
Profile Views: 0

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