Utah Low Rate / Utah Home loans

Mortgage Lender serving Murray, UT

About Utah Low Rate / Utah Home loans

Utah Low Rate, operating from Salt Lake City, Utah, serves as a dedicated mortgage broker focused on providing competitive home loan rates and a streamlined lending process for residents across the state. With a strong emphasis on local expertise, they aim to simplify the mortgage journey, making homeownership accessible even for borrowers with varied credit profiles.

The company prides itself on offering a wide array of mortgage solutions, including FHA, VA, Conventional, Jumbo, and Construction loans. A distinguishing feature is their ability to work with a broad spectrum of credit scores, starting as low as 500 for certain government-backed programs, and providing quick pre-approvals, often within an hour. They also specialize in flexible Jumbo loan options that may not be available through traditional banks.

Led by Daniel Paris, Utah Low Rate offers personalized service, available 24/7, ensuring clients receive comprehensive support and competitive wholesale rates. Their commitment to efficiency and customer satisfaction has positioned them as a highly-ranked mortgage company in Utah, known for assisting both first-time homebuyers and those looking to refinance existing properties.

Company Information

Lender Type: Mortgage Broker
Headquarters: Salt Lake City, UT

Licensed In

UT

Digital Capabilities

Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA & VA Home Loans

Loan Types:
FHAVARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
500
Min Credit Score

Conventional Home Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
600
Min Credit Score

Jumbo Home Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
90%
Max LTV
660
Min Credit Score

One-Time Close Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
500
Min Credit Score

General Home Refinance Loans

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
500
Min Credit Score

Contact Information

512 E Winchester St
Murray, UT 84107
US

Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Murray, UT
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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