新美贷款银行 Summit Mortgage BankersInc. 房屋贷款 房贷/美国房贷 纽约房贷 房贷银行

Mortgage Lender serving Flushing, NY

About 新美贷款银行 Summit Mortgage BankersInc. 房屋贷款 房贷/美国房贷 纽约房贷 房贷银行

Summit Mortgage Banker, Inc. is a dedicated mortgage provider focused on helping individuals achieve homeownership dreams. Operating for many years, the company aims to meet diverse customer needs by offering a wide array of mortgage products and investment tools, combined with quality service and personalized attention.

The lender leverages modern technology to enhance the mortgage experience, providing digital capabilities such as a secure online loan application, pre-qualification tools, and interactive mortgage calculators. Their proprietary Loanzify App further streamlines the process by connecting borrowers directly with their loan officers and realtors, emphasizing a smooth and efficient financing journey.

Summit Mortgage Banker, Inc. offers various home loan options including Conventional, FHA, Jumbo, and Non-QM loans, with flexible rate types like Fixed, Adjustable Rate, and Interest-Only mortgages. They also guide borrowers through the intricate loan process, addressing factors such as LTV ratios, debt-to-income, FICO scores, and specific considerations for self-employed individuals, ensuring a comprehensive and supportive approach to home financing.

Company Information

Lender Type: Direct Lender
Headquarters: Flushing, NY

Certifications & Credentials

FHA Approved

Digital Capabilities

Online Application
Mobile App
Rate Calculator
Pre-Qualification Tool
Digital Document Upload
Real-Time Status Updates

Home Loan Products

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
100%
Max LTV

FHA Home Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Non-QM Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years30 years

Refinance Loan Program

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV

Contact Information

th Ave
Flushing, NY 11354
US
Mailing Address:
136-20 38th Ave, Suite 11i Flushing, NY 11354

Connect With Us

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Business Information

Category: Mortgage Lender
Location: Flushing, NY
Status: Standard
Type: Direct Lender
NMLS ID: 36653
Profile Views: 0

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