Texas Home Loans and Mortgage Lending

Texas Home Loans operates as a full-service residential mortgage lender dedicated to serving the entire state of Texas, with a strong presence in key metro areas like Austin, Houston, San Antonio, and DFW. Founded by owners with 22 years of lending experience, the company distinguishes itself by offering competitive rates from the very first quote, aiming to provide transparency and fairness to borrowers.

Their unique approach includes a soft credit check for rate quotes, ensuring no impact on a borrower's credit score, and a commitment to not inflating margins, particularly for VA loans, a practice they actively critique in the industry. Texas Home Loans offers a diverse range of loan programs, including Conventional, FHA, VA, USDA, Jumbo, Refinance, Cash-Out Refinance, and HELOC options, catering to both first-time homebuyers and seasoned real estate investors.

With a focus on education and a streamlined digital application process, Texas Home Loans strives to make the lending journey efficient and straightforward. They emphasize providing helpful information through educational articles and ensuring their clients receive personalized advice and support throughout their home financing experience.