About The Brandy Whitmire Mortgage Team
Planet Home Lending, represented by experienced loan officer Brandy Whitmire, is a dedicated direct lender based in Dallas, Texas. As a branch manager and loan officer, Brandy serves as a key point of contact for clients seeking clear answers and straightforward advice on mortgage financing. The company prides itself on guiding clients, who are seen as neighbors and partners, through the journey to homeownership.
Planet Home Lending distinguishes itself by offering a comprehensive array of home loan solutions designed to meet diverse financial needs. They cater to a broad credit spectrum, ensuring that competitive rates and favorable terms are accessible to many borrowers. Their offerings include standard conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs for first-time homebuyers, real estate investors, and those seeking low or zero down payment options.
Beyond traditional mortgages, Planet Home Lending provides unique programs such as bank statement loans for business owners, renovation loans, and proprietary offerings like "Purchase EDGE" and "1st Year Flex Home." With a presence across numerous states, they combine a personalized approach with a robust product suite, committed to helping clients achieve their dream of homeownership or refinancing goals efficiently and affordably.
Planet Home Lending distinguishes itself by offering a comprehensive array of home loan solutions designed to meet diverse financial needs. They cater to a broad credit spectrum, ensuring that competitive rates and favorable terms are accessible to many borrowers. Their offerings include standard conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs for first-time homebuyers, real estate investors, and those seeking low or zero down payment options.
Beyond traditional mortgages, Planet Home Lending provides unique programs such as bank statement loans for business owners, renovation loans, and proprietary offerings like "Purchase EDGE" and "1st Year Flex Home." With a presence across numerous states, they combine a personalized approach with a robust product suite, committed to helping clients achieve their dream of homeownership or refinancing goals efficiently and affordably.
Company Information
Lender Type: Direct Lender
Headquarters: Dallas, TX
Licensed In
ALARAZCACODCFLGAIAIDILINKSKYLAMDMIMNMOMSMTNBNCNDNHNJNMNVOHOKORSCTNTXVAVTWAWIWY
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional & Government Mortgages
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
Bank Statement Loan Program
Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Renovation Loan Program
Loan Types:
ConstructionConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Purchase EDGE
Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Purchase EDGE Guarantee
Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
1st Year Flex Home
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
2 Refi
Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Contact Information
6301 Gaston Ave #1420
Dallas, TX 75201
US
Mailing Address:
6301 Gaston Ave. West Tower Suite 1420 Dallas, TX 75214
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Business Information
Category: Mortgage Lender
Location: Dallas, TX
Status: Standard
Type: Direct Lender
NMLS ID: 194877
Profile Views: 10
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