The Brandy Whitmire Mortgage Team

Mortgage Lender serving Dallas, TX

About The Brandy Whitmire Mortgage Team

Planet Home Lending, represented by experienced loan officer Brandy Whitmire, is a dedicated direct lender based in Dallas, Texas. As a branch manager and loan officer, Brandy serves as a key point of contact for clients seeking clear answers and straightforward advice on mortgage financing. The company prides itself on guiding clients, who are seen as neighbors and partners, through the journey to homeownership.

Planet Home Lending distinguishes itself by offering a comprehensive array of home loan solutions designed to meet diverse financial needs. They cater to a broad credit spectrum, ensuring that competitive rates and favorable terms are accessible to many borrowers. Their offerings include standard conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized programs for first-time homebuyers, real estate investors, and those seeking low or zero down payment options.

Beyond traditional mortgages, Planet Home Lending provides unique programs such as bank statement loans for business owners, renovation loans, and proprietary offerings like "Purchase EDGE" and "1st Year Flex Home." With a presence across numerous states, they combine a personalized approach with a robust product suite, committed to helping clients achieve their dream of homeownership or refinancing goals efficiently and affordably.

Company Information

Lender Type: Direct Lender
Headquarters: Dallas, TX

Licensed In

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Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional & Government Mortgages

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0

Bank Statement Loan Program

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Renovation Loan Program

Loan Types:
ConstructionConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation Loan

Purchase EDGE

Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Purchase EDGE Guarantee

Loan Types:
Conventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

1st Year Flex Home

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

2 Refi

Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

6301 Gaston Ave #1420
Dallas, TX 75201
US
Mailing Address:
6301 Gaston Ave. West Tower Suite 1420 Dallas, TX 75214

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Business Information

Category: Mortgage Lender
Location: Dallas, TX
Status: Standard
Type: Direct Lender
NMLS ID: 194877
Profile Views: 10

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