The Henry County Bank

Bank serving Bowling Green, OH

About The Henry County Bank

Civista Bank is committed to developing generations of life-long relationships built on trust, expertise and exceptional service. They provide a range of financial services including personal banking, business banking, wealth management, and trust services.

The bank offers various deposit and loan products, including checking and savings accounts, credit cards, mortgages, and commercial lending solutions. Civista Bank aims to provide convenient access and tools to manage finances effectively, offering mobile banking and other digital solutions.

Civista Bank also provides merchant services through Elavon, enabling businesses to accept payments easily and securely. They offer industry-specific solutions and reporting tools to help businesses manage their payment processes.

Company Information

Lender Type: Bank

Certifications & Credentials

FDIC InsuredEqual Housing Lender

Digital Capabilities

Mobile App
Online Account Management

Home Loan Products

Mortgages

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOCConstructionNon-QMBank StatementAsset DepletionPortfolioInterest-OnlyReverse MortgageDSCRHard MoneyBridgeSecond MortgageHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset DepletionNo Income VerificationStated Income
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Home Equity Line

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out RefinanceHELOCConstructionNon-QMBank StatementAsset DepletionPortfolioInterest-OnlyReverse MortgageDSCRHard MoneyBridgeSecond MortgageHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset DepletionNo Income VerificationStated Income
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Commercial Loan Products

Commercial Lending

Loan Types:
SBA 7(a)SBA 504Conventional CREBridge LoanHard Money LoanCommercial ConstructionEquipment FinancingBusiness AcquisitionCommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Agricultural Lending

Loan Types:
SBA 7(a)SBA 504Conventional CREBridge LoanHard Money LoanCommercial ConstructionEquipment FinancingBusiness AcquisitionCommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Equipment Leasing & Finance

Loan Types:
SBA 7(a)SBA 504Conventional CREBridge LoanHard Money LoanCommercial ConstructionEquipment FinancingBusiness AcquisitionCommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

980 W Poe Rd Ste 3
Bowling Green, OH 43402
US

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Business Information

Category: Bank
Location: Bowling Green, OH
Status: Standard
Type: Bank
NMLS ID: 412766
Profile Views: 3

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