The Ramos Mortgage Team

Mortgage Lender serving Tampa, FL

About The Ramos Mortgage Team

Carlos Ramos operates as a dedicated Sales Manager at Guild Mortgage, a prominent direct lender in the mortgage industry. His local office, located in Tampa, FL, serves as a hub for clients seeking a diverse range of home financing solutions. Guild Mortgage, as a whole, is known for its extensive product offerings designed to cater to various borrower needs.

The lender distinguishes itself through its comprehensive approach to homeownership, offering specialized programs for first-time homebuyers, including down payment assistance, alongside robust government-backed options for military families and rural residents. They also provide jumbo loans for high-cost markets, demonstrating a commitment to supporting a broad spectrum of borrowers in achieving their homeownership goals.

Carlos Ramos and the Guild Mortgage team prioritize client satisfaction, as evidenced by positive customer testimonials highlighting their informative communication, accessibility, and efficient processes. With digital capabilities like online applications and a mobile app, Guild Mortgage combines personalized local service with modern, convenient tools to streamline the mortgage journey for homebuyers and homeowners alike.

Company Information

Lender Type: Direct Lender

Licensed In

FL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Mobile App
Online Account Management

Home Loan Products

General Home Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Government Loan Programs

Loan Types:
FHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program

First-Time Homebuyer & Down Payment Assistance

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment AssistanceLow Down Payment Program

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

Fax: (813) 343-0940

Professional Licenses

NMLS ID: 460046
12189 W Linebaugh Ave
Tampa, FL 33626
US
Mailing Address:
12189 W. Linebaugh Avenue, Tampa, FL 33626

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Business Information

Category: Mortgage Lender
Location: Tampa, FL
Status: Standard
Type: Direct Lender
NMLS ID: 460046
Profile Views: 0

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